skip to main content
damha logo: click for home page
 

news

Dealing with your debts

Lots of people are in debt these days for all sorts of reasons.

National Debtline is the national phone helpline for people with debt problems. They offer expert, professional advice over the phone and by email, offering both self-help solutions and free debt-management plans to people in debt.

National Debtline gives expert advice over the phone and sends every caller an information pack free of charge. The service is free, confidential and independent.

TIPS for dealing with debts

  • Don’t ignore the problem. It won’t go away and the longer you leave it the worse it gets.
  • Check you are claiming all the benefits and tax credits you can.
  • Don’t borrow money to pay off your debts without thinking carefully. Get advice first.
  • Get in touch with your creditors straight away and explain your difficulties. Go and see them or phone or write to them.
  • Make sure you tackle your priority debts first – for example, debts which could mean losing your home or having your gas or electricity cut off.
  • Contact everyone you owe money to. If you make arrangements to pay some creditors but not others, you could run into difficulties again.

For free, confidential, independent advice, call freephone 0808 808 4000 or visit www.nationaldebtline.co.uk.